Best Fixed Deposit Rates for Date in Nepal

About Best Finance Company Limited

Best Finance Company Ltd. was established by a group of enthusiastic, entrepreneurs and dynamic Non-Resident Nepalese (NRNs) Businessmen. The Finance was incorporated under Company Act on 2052/03/08 and acquired license from Nepal Rastra Bank to perform financial transactions. The Finance started its formal operations on 2052/10/18 from Chabahil, Kathmandu. It has been promoted primarily to cater to the financial needs of Small and Medium enterprises. As per the decision of AGM of the institution and approval from Office of the Company Registrar on 2074/05/21 the name ‘General Finance Ltd’ was changed into ‘Best Finance Company Ltd’ and started its operations on 2074/06/24 with the name of Best Finance Company Ltd. Currently the finance has 18 branches. Read More

About Central Finance

Central Finance Limited completed 27 years of its glorious and successful years of operation as a national-level financial institution licensed by Nepal Rastra Bank on April 15, 2024. It is one of the prominent financial institutions among NRB-licensed C-category BFIs. Since its inception, it has been actively catering to the financial service needs of small, medium, and high-net-worth individuals, business enterprises, industries, and trading houses. It has been mobilizing financial resources through various accounts, depositing products and services, and facilitating financing needs from individuals to corporate entities.Read More

Fixed Deposit

With a fixed deposit, anyone can deposit a lump sum amount of money (one-time large deposit) in Central Finance for a predetermined amount of time at a predetermined rate of interest. The depositor then receives the amount invested plus compound interest at the end of the term. FDs sometimes go by the name term deposits.

A set rate of interest is guaranteed to investors who open a fixed deposit account. In exchange, the investor agrees not to withdraw or access their money for a predetermined amount of time, which may be anything until three months or up to 2 years or less.

About Citizens Bank International

Citizens Bank International Limited has been established as a reliable and trustworthy partner for all financial solutions. Institutionalized by a highly professional and experienced team, we have gained credibility in the banking sector through quality financial service.

History

Established on April 20, 2007 (2064/01/07) as 20th commercial bank of the nation, “Citizens Bank International Limited”, has its corporate office at the heart of the financial sector of the country, Narayanhiti Path, Kathmandu. It is promoted by eminent personalities, business and industrial houses and reputed individuals having high social standing and has been managed by a team of experienced bankers and professionals. There are 197 branches and 162 ATMs all over the country. The bank has 3 extension counter and 97 branchless banking all over the country.Read More

About Corporate Development Bank

The CDBL, a ‘B’ class licensed financial institution from Nepal Rastra Bank started its commercial operation from 07th November 2007 (21st of Kartik 2064) from Birgunj providing various financial services. Read More

Fixed Deposit

In order to facilitate long term depositors with higher returns CDBL has designed special High Yield Fixed Deposit. In this scheme one can participate with just Rs. 100,000.00 and can enjoyed interest up to 11.65% p.a.

Corporate 3 years recurring Account

This account is designed to them who wish to deposit funds continuously for 3 years. After Three years customer can get back the money together with interest calculated in quarterly basis. Interest is calculated even after maturity in this account too. In this scheme one can participate with just Rs. 1,000.00 and can enjoyed interest up to 8.0% p.a.

Corporate 5 years recurring Account

This account is designed to them who wish to deposit funds continuously for 5 years. After Five years customer can get back the money together with interest calculated in quarterly basis. Interest is calculated even after maturity in this account too. In this scheme one can participate with just Rs. 1,000.00 and can enjoyed interest up to 8.15% p.a.

Corporate Fifty Fixed

This account is desinged to them who wish to deposit funds for long period and get highly attractive interest rate. In this scheme, the minimum balance with Rs. 100,000.00 and can enjoyed interest @8.50% p.a. in quarterly basis.

Corporate Super Fixed Deposit

In order to facilitate long term depositors with higher returns CDBL has designed special Super Fixed Deposit. In this scheme one can participate with the minimum balance with Rs. 10,00,000.00 and can enjoyed interest @12.25% p.a

About Everest Bank

atering to more than 14 lacs customers, Everest Bank Limited (EBL) is a name you can depend on for professionalized & efficient banking services. Founded in 1994, the Bank has been one of the leading banks of the country and has been catering its services to various segments of the society. With clients from all walks of life, the Bank has helped the nation to develop corporately, agriculturally & industrially.Read More

Fixed Deposit:

• Auto Renewal Facility.
• Loan available up to 90% of the deposited amount at 2% higher rate than the published Interest rate.
• Premature Cancellation Facility. (Interest rate applicable on premature withdrawal/cancellation of Fixed deposit/ recurring Type Deposits shall be 3% less than the rate applicable for actual period for which deposit is held with the bank (at the time of issuance of FD or at the time of premature withdrawal; whichever is lower),  15 Days prior notice required.

About Excel Development Bank

Development Banking Sector remained dominated by government owned bank for more than five decades. With the liberalization of economy private sector started to promote development banks obtaining license from Nepal Rastra Bank, the central Bank of Nepal. Excel Development Bank Limited is licensed by Nepal Rastra Bank under banking and financial Regulation Act 2061.The bank is promoted by a group of experienced and highly motivated individuals from all walks on life. The promoters include; professional bankers, Entrepreneurs, Educationalists and Technocrats. Read More

About Garima Bikash Bank

Garima Bikas Bank Limited, a National Level Development Bank previously headquartered at Waling, Syangja, commenced its commercial operations on the 18th of Kartik, 2064 and the formal inauguration took place on the 7th of Marg, 2064. The bank, which initially started its banking transactions with a paid-up capital of only NPR 26.5 million, had covered three districts i.e Syangja, Palpa, and Kaski as a Regional Level Development Bank. On the 20th of Chaitra, 2068, its business coverage area was expanded to 10 districts. Read More

Fixed Deposit

About Global IME 

Global IME Bank Ltd. (GIBL) emerged after successful merger of Global Bank Ltd (an “A” class commercial bank), IME Financial Institution (a “C” class finance company) and Lord Buddha Finance Ltd. (a “C” class finance company) in year 2012. Two more “B” class development banks (Social Development Bank and Gulmi Bikas Bank) merged with Global IME Bank Ltd in year 2013. Later, in the year 2014, Global IME Bank made another merger with Commerz and Trust Bank Nepal Ltd. (an “A” class commercial bank). During 2015-16, Global IME Bank Limited acquired Pacific Development Bank Limited (a “B” Class Development Bank) and Reliable Development Bank Limited (a “B” Class Development Bank). During 2019-20, Global IME Bank Limited acquired Hathway Finance Limited (a “C” class finance company), merged with Janata Bank Nepal Limited (an “A” class commercial bank) in year 2019 and merged with Bank of Kathmandu on January 9, 2023, to become the biggest bank in Nepal. Read More

Fixed Deposit

Looking for a smart way to save your money and earn high interest? We offer wide range of unique fixed deposit project with the best savings product in Nepal. You can open Global IME with the deposit as low as NPR 10,000. You can open fixed deposit via mobile/internet banking app – Global Smart Plus. Using Global Smart Plus, avail instant loan against FD.

About Goodwill Finance

Goodwill Finance Limited is the leading provider of financial solutions with a unique mix of dedication and perfect execution. With the vision of providing the best financial services for success, Goodwill Finance Limited started its operation as financial institution under the license from Nepal Rastra Bank in 1995. It is a public limited company established under the Financial Company Act 2042, on 2051 BS.

The Authorized Capital of the company is Rupees 1,000,000,000/- and the Issued Capital is Rs. 946,115,200.00/-. 51 % of the Paid-Up Capital is held by the promoter and the remaining 49 % is held by the general public. The shares of the company are listed at Nepal Stock Exchange Limited (NEPSE). Read More

Fixed Deposit

You can deposit any amount of money in our Fixed Deposit for as long as you wish between 3 months to 6 years. The money placed on deposit earns a fixed rate of interest which is credited Quaterly, according to the terms and conditions that govern the account.

Salient Features

1. Minimum Balance is Rupees 10,000/- only.
2. Free Bank Statement on demand.

Other Benefits

1. Loan against Fixed Deposit (up to 90%)

About Green Development Bank

GREEN DEVELOPMENT BANK LTD with the slogan “PARTNERING FOR PROSPERITY” is established under the Bank and Financial Institution Act, 2063 in Baglung Municipality of Baglung district as a 5 districts level development bank. The working area of the bank as per the guidelines of the Central Bank will be covering 5 districts (Baglung, Myagdi, Kaski, Tanahun and Nawalpur). It is the 1st local development bank of Baglung. Read More

Fixed Deposit Account is an interest bearing account, where a fixed amount is held at a fixed interest rate and is repayable (principal/interest) at a fixed future date as agreed at the time of placement of the deposits.

Features & Benefits

Fixed Deposits can be opened only by account holders.
Normally the interest rate on Fixed Deposits is higher than the interest rate on Savings Account.
The minimum amount open Fixed Deposit is currently fixed at NPR 10,000/-.
Interest in Fixed Deposit is paid as per customer’s request (Monthly/Quarterly/At Maturity).
An investment alternative, which is safe and allows funds to be placed for a fixed period with interest rate guaranteed for that period.

*At maturity of Fixed Deposit, renewal is made as per the instruction of the customers.