Best Fixed Deposit Rates for Date in Nepal
Secure your savings with the best fixed deposit rates—compare, choose, and watch your money grow with confidence
Pokhara Finance Limited
About Pokhara Finance
Pokhara Finance Limited, licensed financial institution by Nepal Rastra Bank (Central Bank of Nepal), was established in 1997 AD (2053 B.S.) Currently, the company has an Authorized Capital of NPR 1.5 billion, Issued Capital of NPR 1.08 billion and Paid Up Capital of NPR 1.08 billion. Its Head Office is situated at Newroad, Pokhara-9, Kaski . The company has an ownership of 51% with 49% shares owned by the general public. The company is amongst the oldest finance companies currently operating in Nepal.Read More
Fixed Deposits
A Fixed Deposit account is an interest bearing account, where a fixed amount is held at fixed interest rate and is repayable (principal/interest) at a fixed future date as agreed at the time of placement of the deposits.
Features & Benefits
- Fixed Deposits can be opened only by account holders.
- Normally interest rate in Fixed Deposits is higher than interest rate in Savings Account.
- Minimum amount to open Fixed Deposit is currently fixed at NPR 10,000/-.
- Interest in Fixed Deposit is paid as per customer’s request (quarterly/annually).
- An investment alternative, which is safe and allows funds to be placed for a fixed period with interest rate guaranteed for that period.
- Facility of automatic renewal/disposal of principal & interest as per the instruction of the customer.
Salapa Development Bank
Salapa Bikas Bank Limited offers a variety of deposit products designed to help individuals grow their wealth and secure their financial future. Here’s an overview of their offerings:
Fixed Deposits (FDs):
- 1 year and above: 8.50% interest rate.
- 3 months to 6 months: 8.00% interest rate.
Recurring Deposits (RDs):
- No minimum balance requirement, offering flexibility for regular investments.
Additional Features:
- No set-up, monthly service, or management fees.
- Minimum deposit amount of NPR 10,000.
- Interest payable at maturity or quarterly.
- Loan against your term deposit available up to 90%.
Rates & Fees:
- Interest Rate Calculation: Calculated on a daily basis.
- Interest Rate Posting: Posted on a quarterly basis.
For more information, visit Salapa Bikas Bank’s official website or check their emails for updates on interest rates, banking career opportunities, and other important notices.
Contact Information:
- Address: Diktel-2, Khotang, Nepal
- Phone: 036-420638
- Email: salapabikashbank@gmail.com
Salapa Bikas Bank is committed to providing exclusive deposit offers that help customers enhance their savings and ensure financial security.
ICFC Finance Limited
About ICFC
ICFC Finance Limited is a National Level Class ‘C’ Financial Institution licensed by Nepal Rastra Bank, registered in 2003 under the Company Act 2053 and Bank & Finance Ordinance, 2060 commenced its operations from July 15, 2004. Headquartered in Bhatbhateni, Kathmandu, Nepal. ICFC has been promoted primarily to cater to the financial needs of small and medium enterprises. Read More
Fixed Deposit
| Individual: | |||
|---|---|---|---|
| S.N. | Fixed Deposit | Interest Rate (% p.a.) | |
| 1. | 3 Months to below 6 Months | 5.25 | |
| 2. | 6 Months to below 1 Year | 6.00 | |
| 3 | 1 Year to below 2 Years | 7.05 | |
| 4. | 2 Years to 3 Years | 7.20 | |
| 5. | Above 3 years | 7.40 | |
| 6. | Recurring Deposit | 7.05 | |
| Remittance (Individual) | |||
| 1. | 1 Year & above | 8.05 | |
| Institutional: | |||
| S.N. | Fixed Deposit | Interest Rate (% p.a.) | |
| 1. | 1 Year and above | 5.50 | |
Guheswori Merchant Banking & Finance Limited
About Guheswori Merchant
The institution is promoted by local reputed businessmen, entrepreneurs, educationalist, intellectuals, bankers and ex-bureaucrats.Read More
Fixed Deposits
| Period | Interest Rate (p.a.) | Payment Frequency | |
| Individual | Institutional | ||
| 3 months | 6.75 % | – | Monthly/ Quarterly/ Maturity |
| 6 months | 7.00 % | 6.00 % | |
| 9 months | 7.25 % | 6.25 % | |
| 1 Year to below 2 Years | 7.50% | 6.50 % | |
| 2 Year to 3 Years | 7.75 % | 6.75 | |
| Above 3 years | 8.00 % | 7.00 % | |
| Recurring Deposit (1 year to 10 Years period) | 6.75 % | – | Quarterly/ Yearly |
| Call Deposit | Up to 2.62 % | Quarterly | |
Nepal Finance Limited
About Nepal Finance
Nepal Finance Limited, the first Finance Company of Nepal, has been operating since 2049 by obtaining operating license from Nepal Rastra Bank as “C” class Financial Institution.Read More
Individual Fixed Deposit
| Deposit Type | Interest Rate (Per Annum) |
|---|---|
| 3 months | 6.75% |
| 6 Months | 7.00% |
| 9 Months | 7.25% |
| 1 Year to below 2 Years | 7.75% |
| Above 2 years | 8.25% |
Institutional Fixed Deposit
| Deposit Type | Interest Rate (Per Annum) |
|---|---|
| 6 Months | 6.00% |
| 9 Months | 6.25% |
| 1 Year to below 2 Years | 6.75% |
| Above 2 years | 7.25% |
| Akshayakosh | Negotiable |
| Remittance Deposit | Additional 1% on Individual Fixed & Saving |
Reliance Finance Limited
About Reliance Finance
Reliance Finance Limited, a “C” class financial institution, incorporated in the year 2066 B.S and licensed by Nepal Rastra Bank to undertake financial services, has established itself as one of the leading finance company of Nepal.
Promoted by a team of business personalities with a strong track record in diverse lines of business and led by a team of highly professional and seasoned individuals from the banking and financial sector, Reliance Finance has undoubtedly established itself as a trusted financial partner. The trust and confidence of our valued customer over the past decade has set the pace for scaling new heights in the financial sector. Led by the vision of the board members and inspired by the trust of our customers, Reliance Finance has been providing a wide range of financial services through its 21 branches all across the nation. Read More
Fixed Deposit
Reliance Fixed Deposit Account offers attractive interest rate on Fixed Deposits of varied maturity depending on the maturity convenient to the depositors.
Individual Fixed Deposit (Effective From 2081-05-01)
| Period | Month End/Quarter End/On Maturity | ||
|---|---|---|---|
| 3 months | 6.25% | ||
| 6 months | 6.75% | ||
| 9 months | 7.00% | ||
| 12 months to 24 months | 7.25% | ||
| Above 24 month to 36 months | 7.50% | ||
| Above 36 months | 8.50% | ||
| Reliance Remittance Fixed Deposit Account | 1.0% higher than above mentioned rates for respective tenure | ||
Sambriddhi Finance Company Limited
About Samriddhi Finance
Samriddhi Finance Company Limited (SFCL) was established as the 49th financial institution of the country in 2057 BS. It is public limited company incorporated under company act 2063, and licensed by Nepal Rastra Bank to conduct the banking transactions as C class financial Institution under the Bank and Financial Institution Act 2073 (BAFIA 2073). It is one of the National level Finance Companies, having its Head Office in Hetauda, Makawanpur. The company was promoted by reputed businessmen, industrialists and professionals with high experience and qualifications in their respective fields. Read More
Fixed Deposit
Samriddhi Fixed Deposit Double Scheme:
In this competitive market to be visible and to attract customers we have design a single product with maximum benefit and retention from market. This product is fixed deposit in nature. The target customer for this product is to attract Senior Citizen, Retired Employee, person interested in long term investment, parents who want to create fund on behalf of their children for future education etc.
Features and Criteria
Product Name: SFCL DOUBLE DEPOSIT
Minimum Balance: RS 50,000.00
Maturity Period: 7 years 4 months 26 days
Interest Rate: As Published by Management From time to time
SMS Banking: Free
ABBS: Free ABBS Charge
Balance Certificate: 50% discount on issue of balance certificate
Interest calculation: Interest calculation on daily basis and posting in Monthly.
Withdrawal: No withdrawal is allowed from this account till the maturity period.
Nature of Deposit: Fixed Deposit.
Loan facility: Up to 90% of deposit balance and the loan amount shall not be less than Rs 50,000.00.
Income Tax: Tax on interest shall be levied as per prevailing Income Tax Act at the time of posting of interest.
*Condition Apply
Saptakoshi Bikash Bank
Best Finance Company Limited
About Best Finance Company Limited
Best Finance Company Ltd. was established by a group of enthusiastic, entrepreneurs and dynamic Non-Resident Nepalese (NRNs) Businessmen. The Finance was incorporated under Company Act on 2052/03/08 and acquired license from Nepal Rastra Bank to perform financial transactions. The Finance started its formal operations on 2052/10/18 from Chabahil, Kathmandu. It has been promoted primarily to cater to the financial needs of Small and Medium enterprises. As per the decision of AGM of the institution and approval from Office of the Company Registrar on 2074/05/21 the name ‘General Finance Ltd’ was changed into ‘Best Finance Company Ltd’ and started its operations on 2074/06/24 with the name of Best Finance Company Ltd. Currently the finance has 18 branches. Read More
Corporate Development Bank Limited
About Corporate Development Bank
The CDBL, a ‘B’ class licensed financial institution from Nepal Rastra Bank started its commercial operation from 07th November 2007 (21st of Kartik 2064) from Birgunj providing various financial services. Read More
Fixed Deposit
In order to facilitate long term depositors with higher returns CDBL has designed special High Yield Fixed Deposit. In this scheme one can participate with just Rs. 100,000.00 and can enjoyed interest up to 11.65% p.a.
Corporate 3 years recurring Account
This account is designed to them who wish to deposit funds continuously for 3 years. After Three years customer can get back the money together with interest calculated in quarterly basis. Interest is calculated even after maturity in this account too. In this scheme one can participate with just Rs. 1,000.00 and can enjoyed interest up to 8.0% p.a.
Corporate 5 years recurring Account
This account is designed to them who wish to deposit funds continuously for 5 years. After Five years customer can get back the money together with interest calculated in quarterly basis. Interest is calculated even after maturity in this account too. In this scheme one can participate with just Rs. 1,000.00 and can enjoyed interest up to 8.15% p.a.
Corporate Fifty Fixed
This account is desinged to them who wish to deposit funds for long period and get highly attractive interest rate. In this scheme, the minimum balance with Rs. 100,000.00 and can enjoyed interest @8.50% p.a. in quarterly basis.
Corporate Super Fixed Deposit
In order to facilitate long term depositors with higher returns CDBL has designed special Super Fixed Deposit. In this scheme one can participate with the minimum balance with Rs. 10,00,000.00 and can enjoyed interest @12.25% p.a