Secure your savings with the best fixed deposit rates—compare, choose, and watch your money grow with confidence
Fixed Deposit
Laxmi Sunrise Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of May 9
5.75%5.50%5.00%4.50%4.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
5 years2 years1 year6 months3 months
About Laxmi Sunrise
On July 14, 2023, a new era in banking began with the birth of Laxmi Sunrise Bank, emerging from the merger of two established Nepali banks – Laxmi Bank, established in 2002, and Sunrise Bank, established in 2007. As a category “KA” financial institution licensed by the Nepal Rastra Bank and registered under the BAFIA, Laxmi Sunrise is committed to delivering unparalleled financial services to our valued customers. Welcome to Laxmi Sunrise, where the future of banking meets a rich legacy of trust and excellence.
Join us at Laxmi Sunrise, where we reimagine banking together with you on the path to your goals.Read More
Fixed Deposit
Our Fixed/Term Deposit lets you invest your money with the certainty of a fixed interest rate and a choice of terms. Anyone looking for a low- risk investment with a predefined investment goal, our fixed rate deposit will guarantee a higher return on your money when compared to your traditional savings or transaction account.
No set-up, monthly service or management fees
Minimum Deposit Amount NPR 100,000 – NPR 50,000 for Rural Municipal branches
Choose your fixed term from 3 months to 5 years
Interest payable at maturity or quarterly, depending on term
Loan against your Term Deposit available up to 90%
Lumbini Bikas Bank has been an emerging name in the field of banking and financial sector of Nepal. It stands with 89 branches, 1 extension counter, 20 ATMs and more than 600 staff providing wide range of services to more than 15,000 loan customers is the driving force of the bank.Read More
Fixed Deposit
Introduction
This Product Paper states and defines process/procedures related to “Lumbini Sahayatra Muddhati Khata”.
“Lumbini Sahayatra Muddhati Khata” is a fixed nature product which primarily targets to individual depositors. This product has been designed to encourage individuals to deposit money on a high interest paying account. This helps bank to enhance individual deposit by offering attractive interest rate in a fixed deposit account.
Type of Product
Fixed Deposit Account
Purpose of the Deposit
Increase our individual deposit portfolio.
Reduce concentration on corporate and call deposit (comparatively volatile in nature).
Provide deposit product with simple and easy features to the ordinary individual deposit customers.
To attract and accumulate sustainable deposits from individuals.
Cross Selling of other products.
Fixed Deposit
Machhapuchhre Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of May 9
6.00%5.00%3.75%3.50%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
3 years1 year6 months3 months
About Machhapuchhre Bank
Machhapuchchhre Bank Limited was registered in 1998 as the first regional commercial bank from the western region of Nepal and started its banking operations from Pokhara since year 2000.
The Bank facilitates it’s customers’ need by delivering the best of services in combination with the latest state of the art technologies and prudent international practices.The bank provides modern banking facilities such as Any Branch Banking, Internet Banking, Mobile Banking, Safe Deposit Locker facilities, Utility Bill payment (Telephone & Mobile), ATM (VISA Debit Cards) to its valued customers. Besides these, the Bank is providing 365 Days Banking and Evening Counter services to the customers through many of its offices. Read More
MBL Fixed Deposit Account
MBL Fixed Deposit Account is a financial instrument provided by MBL to its valued customer which provides investors with higher rate of interest than a regular saving account.
Features :
Tenure: 3 months and above
Interest payment frequency: quarterly as agreed at the time of deposit.
Minimum amount : NPR 50,000/-
Fixed Deposits can be opened directly from MBL M-Smart App, Internet Banking and website in real time.
Up to 90% of the Fixed Deposit amount can be taken as Loan
Non-Resident Nepalese as well as Foreign Institutions can open Fixed Deposit in Foreign Currency (USD, Euro, GBP) for a tenure of 2 years and above.
Documents Required :
Duly filled Fixed Deposit Account opening form of MBL
Fixed Deposit
Mahalaxmi Bikash Bank Limited
Bankrate Nepal Review
2
Interest Rate(P.A)As of May 9
6.50%5.25%5.15%4.85%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
3 years1 year6 months3 months
About Mahalaxmi Bikash Bank
Mahalaxmi Bikas Bankwas established by renowned professionals with an accomplished leadership on B.S.2052 with the main theme of “Strong BankSuccessful Co-Operation” . The bank is licensed by Central Bank of Nepal as a“B” class National Level Bank and it is the first national development bank to raise the required minimum capital as stipulated by Nepal Rastra Bank. The bank has been offering banking services over 800 thousand customers as of Ashad End 2081 through wide range of 103 branches and 49 ATM. The head office of the bank is in Durbarmarg, Kathmandu.Read More
Fixed Deposit
Fixed Term Deposit Account allows the customers to invest a lump sum of money for a pre-determined period of time at an interest rate which remain unchanged during the whole period of fixed term deposit. The interest rate on fixed term deposit is higher in comparison to the normal saving account.
Product Features:
Tenure: Minimum 1 Year to Maximum 10 Years
Interest Payment: Quarterly
Loan Facility: up to 90% of the Fixed Term Deposit Amount
Miteri Development Bank Limited is registered at “Company Register Office” under Company act 2063 and is licensed by Nepal Rastra Bank under banking and financial act 2063 as ‘B’ class bikas bank. The bank is promoted by a group of experienced and highly motivated individuals from all groups. The promoters include; Bissenessman, professional bankers, Doctors, Entrepreneurs, Educationalists and Technocrats. Besides, more number of promoters includes from Dharan muncipality. Read More
Nature of Deposit
Interest Rate
Individual Fixed Deposit
3 Month
5.75%
6 Month to 9 Month
6.00%
1 Year to 2 Years
7.00%
More than 2 Years
7.50%
Corporate Fixed Deposit
6 Month to 9 Month
5.00%
1 Year to 2 Years
6.00%
More than 2 Years
6.50%
Fixed Deposit
Muktinath Bikash Bank Limited
Bankrate Nepal Review
3
Interest Rate(P.A)As of May 9
6.50%5.80%5.00%4.50%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
2.08 years1 year9 months6 months
About Muktinath Bikash Bank
Focused on You: Bespoke Banking for all at Muktinath Bikas Bank
When you join Muktinath, you are not just an account number or staff member. You are our valuable member.
With over 18 years of history and more than NPR 131 billion ($986 million) in Balance Sheet size 179 branch outlets and making banking simpler for our 1,400,000+ happy customers nationwide.Read More
Fixed Deposit
Facilities
FIXED DEPOSIT (Effective from 2081/05/01)
Product
Interest Rate(Per Annum)
Payment Frequency
Minimum Balance
1. Individual Fixed Deposit Product
6 Months
5.10%
Quarterly Basis
9 Months to below 1 Year
5.20%
Quarterly Basis
1 Year to 2 Years
6.05%
Quarterly Basis
Above 2 Years to 10 Years
6.75%
Quarterly Basis
Muktinath Remittance Fixed Deposit(Up to 2 Yrs Only)
+1% as per the tenure
Quarterly Basis
Rs. 5,000
Recurring Deposit(Upto 5 Years only)
6.75%
Quarterly Basis
Min. Rs. 500 to Max. Rs.20,000
Muktinath Pension Scheme
6.75%
Quarterly Basis
Rs 50
2. Institutional Fixed Deposit Product
6 Months
4.10%
Quarterly
9 Months to below 1 Year
4.25%
Quarterly
1 Year to 2 Years
5.50%
Quarterly
Above 2 Years to 10 Years
5.75%
Quarterly
3. Akshaya Kosh
Negotiable
Monthly/Quarterly
Rs. 5,000
Note:
1. Monthly interest on fixed deposit shall be paid as per the banks’ decision.
2. The interest rate on account opened for USD pre-paid card shall be zero percentage.
Fixed Deposit
Multipurpose Finance Limited
Bankrate Nepal Review
1.5
Interest Rate(P.A)As of May 9
7.50%6.75%6.25%6.00%5.80%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
2 years1 year9 months6 months3 months
About Multipurpose Finance
Multipurpose Finance Limited (MPFL) is a province level class “C” finacial institution licenced by Nepal Rastra Bank and is established in the year 2054 B.S. Having six branches across the Madhesh Province including head quarter at Rajbiraj, Saptari and corporate office at Janakpurdham, Dhanusha. MPFL is recognized as one of the growing, efficient and professional financial institutions in Nepal. A core philosophy of the finance lies in nurturing relationships with customers and clients. Read More
Fixed Deposit
Features
S.N.
Description
Individual Int. Rate
Institutional Int. Rate
1
3 Months
8.00%
2
6 Months
8.10%
7.10%
3
9 Months
8.30%
7.30%
4
1 Year
8.50%
7.50%
5
2 Year & Above
8.75%
7.75%
Documents required
Duly filled fixed account opening form with signature
Citizenship of the account holder.
Fixed Deposit
Nabil Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of May 9
5.75%5.50%5.25%5.00%5.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
5.08 years2.08 years1.08 years3 months1 year
About Nabil Bank
Established in 1984 AD, Nabil Bank has carved a cornerstone in the development of the financial services industry in Nepal. The Bank has always stayed true to its three strong pillars: Service Excellence, Technology, and Product innovation. This has led to the start of customer-centric banking culture with the development of innovative services and products, enriching customers’ livelihoods and setting benchmarks in the Domestic Banking Sector.Read More
Fixed Deposit
A great way to grow your savings with utmost safety. This scheme provides the simplified and hassle free process to manage your deposit with high returns.
Narayani Development Bank Limited initially operated its transactions from 28th September 2001 District level “B” class license financial institution with the name of Narayani Audhogik Bikas Bank Limited. and was renamed Narayani Development Bank Limited. The bank was established with the aim of providing the best services to the customer and being their first choice. Read More
Fixed Deposit
Grow your wealth securely with NDBL’s reliable deposit services. Whether you’re looking for a high-yield savings account to grow your emergency fund or a long-term Fixed deposit (FD) to save for a major purchase, NDBL offers a variety of deposit products to fit your financial goals. Visit our nearest branch today and see how much your money could grow with NDBL!
