Secure your savings with the best fixed deposit rates—compare, choose, and watch your money grow with confidence
Fixed Deposit
Nepal Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of July 6
5.45%4.50%4.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0
Tenure
5.08 years2.08 years3 months
About Nepal Bank
Nepal Bank Limited (NBL) , the first bank of Nepal proudly holds the glory of marking the formal beginning of banking system in Nepal. Nepal Bank Limited was established as FIRST bank of Nepal on Kartik 30, 1994 (November 15, 1937 A.D.) under Nepal Bank Act 1937. The bank was established with an authorized capital of Rs.10 million, issued capital of Rs.2.5 million and paid up capital of Rs.0.842 million. The share held by government and private sector was 60% and 40% respectively. Read More
Fixed Deposit
Features
Fixed Deposit can be opened with a minimum balance of NRs.
Payable upon maturity
Penal interest is levied on withdrawal of FD prior to maturity.
Interest is payable Quarterly.
Tax is deducted at source from the interest on saving deposit as per the Income Tax Act, 2058(2001).
Nomination facility is available.
Strict confidentiality is assured.
* The Interest Rates are subject to change as per the market condition.
Eligibility:
Individuals.
Minors.
Trusts.
Associations.
Clubs.
Societies.
Documents :
The copy of the following certified documents has to be submitted while requesting for opening of Account
Personal Account :
Identification Card in the form of Citizenship
Certificate/Passport/Other ID/PAN Card
Minors:
Guardianship to be verified with related documents
Nominees form:
Photograph of the nominee
Signature of the nominee
Clubs/Societies and Association:
Copy of Registration Certificate
Copy of Bye-Laws
Copy of Resolution to Open and Operate the account
List of members
Corporate body:
Certificate of Incorporation
Memorandum and Article of Association of the Company
Resolution of Board of Directors to Open and Operate the account
Sample of Company Seal
Name of the Directors of the Board
Partnership Account:
Certificate of Partnership Registration
Copy of Partnership deed, if any
Proprietorship Account:
Registration Certificate
Identification of Proprietors
Fixed Deposit
Nepal Finance Limited
Bankrate Nepal Review
2
Interest Rate(P.A)As of July 6
7.75%7.00%6.50%6.00%5.75%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
2.08 years1 year9 months6 months3 months
About Nepal Finance
Nepal Finance Limited, the first Finance Company of Nepal, has been operating since 2049 by obtaining operating license from Nepal Rastra Bank as “C” class Financial Institution.Read More
Individual Fixed Deposit
Deposit Type
Interest Rate (Per Annum)
3 months
6.75%
6 Months
7.00%
9 Months
7.25%
1 Year to below 2 Years
7.75%
Above 2 years
8.25%
Institutional Fixed Deposit
Deposit Type
Interest Rate (Per Annum)
6 Months
6.00%
9 Months
6.25%
1 Year to below 2 Years
6.75%
Above 2 years
7.25%
Akshayakosh
Negotiable
Remittance Deposit
Additional 1% on Individual Fixed & Saving
Fixed Deposit
Nepal Investment Mega Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of July 6
5.50%5.00%4.50%3.75%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
2.08 years1.08 years7 months3 months
About Nepal Investment Mega Bank
Nepal Investment Bank Limited (NIBL), established in 1986 as a joint venture between Nepalese and French partners was initially named Nepal Indosuez Bank Ltd. The French partner holding 50% of the capital of Nepal Indosuez Bank Ltd. was Credit Agricole Indosuez, a subsidiary of one of the largest banking group in the world.Read More
Fixed Deposit
NIMB Normal Fixed Deposit is a deposit account encouraging customers to save their funds for the uncertainties of the future. Customers earn interest higher than savings account, therefore, results in more gain of funds after a certain time period.
Features
Account deposit available for more than three months duration
Loan facility up to 90% against Normal Fixed Deposit
Nepal SBI Bank Ltd. (NSBL) is a subsidiary of State Bank of India (SBI) having 55 percent of ownership. The local partner viz. Employee Provident Fund holds 15% equity and General Public 30%. In terms of the Technical Services Agreement between SBI and the NSBL, the former provides management support to the bank through its expatriate officers including Managing Director who is also the CEO of the Bank. Central Management Committee (CENMAC), consisting of the Managing Director & CEO, Dy. CEO & Chief Financial Officer, Chief Operating Officer and two Vertical Heads as decided by Managing Director of the Bank, exercises overall control functions with the help of controlling offices, and oversee the overall operations of the Bank.Read More
101 DAYS FIXED DEPOSIT
Features:
Minimum Balance: Rs 1,00,000.00/-
Eligibility: Individuals and institutions
Single/Joint Accounts
Prematurity of FD: allowed, will be governed as per applicable policy of prematurity payment of fixed deposit of the bank.
201 DAYS FIXED DEPOSIT
Features:
Minimum Balance: Rs 1,00,000.00/-
Eligibility: Individuals and institutions
Single/Joint Accounts
Prematurity of FD: allowed, will be governed as per applicable policy of prematurity payment of fixed deposit of the bank.
NIC ASIA Bank has its antecedents in NIC Bank which was established on 21st July 1998. The Bank was rechristened as NIC ASIA Bank after the merger of NIC Bank with Bank of Asia Nepal on 30th June 2013. This was a historic merger in the annals of the Nepalese financial landscape as the first of its kind merger between two successful commercial banks in the country.
Today, NIC ASIA has established itself as one of the most successful commercial banks in Nepal. Read More
Fixed Deposit Account
Sarbashrestha Muddati Khata-General is a premium Fixed Deposit account designed for individual and institutional users with unique advantages beyond appealing interest rates.
Interest Rate
5.90%
Minimum Balance
Rs 10,000
Product Features & Benefits
Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 15 years).
*Terms and Conditions may apply.
Customer Segment
General
Tenure
3 months to 15 years
Fixed Deposit
NMB Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of July 6
6.00%5.00%4.50%4.00%3.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
5.08 years3.08 years2.08 years1.08 years3 months
Introduction
NMB Bank Limited licensed as “A” class financial institution by Nepal Rastra Bank in May 2008 has been operating in the Nepalese Financial market for over twenty years and is one of the leading commercial banks in the banking industry.Read More
“NMB Bank was awarded ‘Bank of the Year 2017’, ‘Bank of the Year 2018’, ‘Bank of the Year 2020’, and ‘Bank of the Year 2021’. In the same year, for the first time in the history of Nepal, the bank was awarded the title of ‘Bank of the Year 2021 Asia’ by The Banker, Financial Times, London.”
Fixed Deposit
NMB Janmabhumi Muddati Khata is a fixed deposit product that offers individual under foreign employment status with 2% additional interest rate on deposit fund received from foreign employment. Under this product customers shall be given an opportunity to obtain highest interest rate on various tenure of individual fixed deposit on their remittance funds received on their account from abroad.
Eligibility
All Nepalese Individuals that have been employed abroad and sending money to Nepal.
One house family members of remitters receiving remittance in Nepal.
Documentation
Receipt of the remittance amount (International Remittance only) of fund received from foreign employment.
SWIFT document/ proof
Any other document which verifies that the amount has been received through remittance channels from foreign employment.
Note: As per Bank laid down procedures and norms.
Features
Interest Rates : Click here to check the interest rates.
Pokhara Finance Limited, licensed financial institution by Nepal Rastra Bank (Central Bank of Nepal), was established in 1997 AD (2053 B.S.) Currently, the company has an Authorized Capital of NPR 1.5 billion, Issued Capital of NPR 1.08 billion and Paid Up Capital of NPR 1.08 billion. Its Head Office is situated at Newroad, Pokhara-9, Kaski . The company has an ownership of 51% with 49% shares owned by the general public. The company is amongst the oldest finance companies currently operating in Nepal.Read More
Fixed Deposits
A Fixed Deposit account is an interest bearing account, where a fixed amount is held at fixed interest rate and is repayable (principal/interest) at a fixed future date as agreed at the time of placement of the deposits.
Features & Benefits
Fixed Deposits can be opened only by account holders.
Normally interest rate in Fixed Deposits is higher than interest rate in Savings Account.
Minimum amount to open Fixed Deposit is currently fixed at NPR 10,000/-.
Interest in Fixed Deposit is paid as per customer’s request (quarterly/annually).
An investment alternative, which is safe and allows funds to be placed for a fixed period with interest rate guaranteed for that period.
Facility of automatic renewal/disposal of principal & interest as per the instruction of the customer.
Fixed Deposit
Prabhu Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of July 6
6.10%5.60%5.10%
Minimum Balance
Rs. 0Rs. 0Rs. 0
Tenure
5.08 years2.08 years6 months
About Prabhu Bank
The Bank has gone through the various phases of its growth trajectory over a short period of its existence. Growth of Prabhu Bank was phenomenal, especially after merger of Grand Bank Nepal Limited, Kist Bank Ltd, Prabhu Bikash Bank Ltd, Gaurishankar Development Bank Ltd and Zenith Finance Ltd in, 2016, attaining the status of “A” class financial institution licensed and regulated by the central bank of Nepal, Nepal Rastra Bank.
The Bank has completed years of journey since the inception and has accommodated seven different financial institutions in its making.Read More
Fixed Accounts
Special Feature
Minimum Amount for FD – NPR 5,000
Competitive Interest Rate
Tenure – 3 months and above
Eligibility
All Individuals
Required Documents
Duly filled Account Opening Application
Copy of valid ID card (Citizenship/Driving License/Voter ID etc)
Recent Passport size photograph
Address certification documents – if applicable
Fixed Deposit
Prime Commercial Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of July 6
6.25%6.00%5.75%5.25%5.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
2 years1.08 years1 year6 months3 months
About Prime Bank
Prime Commercial Bank Ltd. was incorporated in September 2007 as the 21st commercial bank in Nepal. We are a Category ‘A’ Financial Institution registered under the “Banks and Financial Institutions Act” of Nepal. It has been established by prominent business personnel and professionals from diversified areas with a prime objective of providing ‘Banking Services to Everyone’ in the country where still large number of population are deprived of Banking Services.Read More
Prime Online Individual Fixed Deposit – One Year
Prime Online Individual Fixed Deposit provides a competitive and a fixed rate of interest for a fixed period of time.
Eligibility : All Individuals maintaining saving / current account with Prime Commercial Bank Ltd
Interest Rate : Refer to the periodically published interest rate of the bank
Interest Posting : Quarterly
Tenure : 1 Year
Tenure
Interest Rate
1 Year
Refer Rate of Interest Published
Fixed Deposit
Progressive Finance Limited
Bankrate Nepal Review
2
Interest Rate(P.A)As of July 6
6.75%6.50%6.35%6.00%5.75%5.50%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
3 years2 years1 year9 months6 months3 months
About Progressive Finance
Progressive Finance Limited is a Public Limited Company registered on 14th Ashwin, 2051 under the Company Act, 2021 BS. We are a C-class licensed financial institution under Nepal Rastra Bank 2062 31’1’ Act. Located at the heart of Kathmandu – Pako, Newroad, we started our operations from 14th Falgun 2052 BS. Our name was changed to Progressive Finance Limited from Merchant Finance Limited in 2067 upon the approval of company’s Annual General Meeting, Nepal Rastra Bank and Company Registrar’s office.Read More
Fixed Deposit
A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date.
A single deposit, invested for a fixed period, at a guaranteed, fixed rate of interest. Our Fixed Deposit account offers a range of investment periods and guaranteed interest rates to suit your exact needs. Whether short or long term, for 3 months or more than 2 years, we will provide you with the reasonable interest rates throughout the agreed investment period.
A fixed deposit is a good choice to save for wealth creation, retirement and education.
