Best Fixed Deposit Interest Rate in Nepal 2025

About Rastriya Banijya Bank

Rastriya Banijya Bank Limited (RBBL) has a history of serving its customers far and wide across the nation for more than half a century. The bank then fully owned by Government of Nepal, was established on 10 Magh 2022 (23 January 1966) under the special statute “Rastriya Banijya Bank Act, 2021” and had operated under “Commercial Bank Act,2031” until it was re-registered as public limited company on 6 Baishak 2063 (19 May 2006). At present, the Bank operates as “A” class financial institution licensed by Nepal Rastra Bank and carries out commercial banking activities as per the provisions of the “Bank and Financial institutions Act 2073,” (2017).Read More

Fixed Deposit

enure ranging from seven days to over two years, Fixed/Call deposit at Rastriya Banijya Bank allows you to diversify your portfolio to best suit your investment plan.

Features

. Attractive Interest Rate
. Wide Options of Tenure
. Convenient Account Opening
. Auto Renewal Possible
. Loan Facility upto 90% of Deposit Amount
. Free Chequebook

Documentation

. Completed Account Opening Form
. Evidence of Identification of Account Operator (Citizenship/Passport/Driving  License/Voter’s ID)
. Power of Attorney (If the account operator is other than the accountholder/applicant)
. Two Recent Passport Size Photographs of Applicant/Account Operator
. ​Introduction by an Accountholder of Rastriya Banijya Bank.

About Reliance Finance

Reliance Finance Limited, a “C” class financial institution, incorporated in the year 2066 B.S and licensed by Nepal Rastra Bank to undertake financial services, has established itself as one of the leading finance company of Nepal.

Promoted by a team of business personalities with a strong track record in diverse lines of business and led by a team of highly professional and seasoned individuals from the banking and financial sector, Reliance Finance has undoubtedly established itself as a trusted financial partner. The trust and confidence of our valued customer over the past decade has set the pace for scaling new heights in the financial sector.  Led by the vision of the board members and inspired by the trust of our customers, Reliance Finance has been providing a wide range of financial services through its 21 branches all across the nation. Read More

Fixed Deposit

Reliance Fixed Deposit Account offers attractive interest rate on Fixed Deposits of varied maturity depending on the maturity convenient to the depositors. 

Individual Fixed Deposit (Effective From 2081-05-01)

About Samriddhi Finance 

Samriddhi Finance Company Limited (SFCL) was established as the 49th financial institution of the country in 2057 BS. It is public limited company incorporated under company act 2063, and licensed by Nepal Rastra Bank to conduct the banking transactions as C class financial Institution under the Bank and Financial Institution Act 2073 (BAFIA 2073). It is one of the National level Finance Companies, having its Head Office in Hetauda, Makawanpur. The company was promoted by reputed businessmen, industrialists and professionals with high experience and qualifications in their respective fields. Read More

Fixed Deposit

Samriddhi Fixed Deposit Double Scheme:

In this competitive market to be visible and to attract customers we have design a single product with maximum benefit and retention from market. This product is fixed deposit in nature. The target customer for this product is to attract Senior Citizen, Retired Employee, person interested in long term investment, parents who want to create fund on behalf of their children for future education etc.

Features and Criteria

Product Name: SFCL DOUBLE DEPOSIT

Minimum Balance: RS 50,000.00

Maturity Period: 7 years 4 months 26 days

Interest Rate: As Published by Management From time to time

SMS Banking: Free

ABBS: Free ABBS Charge

Balance Certificate: 50% discount on issue of balance certificate

Interest calculation: Interest calculation on daily basis and posting in Monthly.

Withdrawal: No withdrawal is allowed from this account till the maturity period.

Nature of Deposit: Fixed Deposit.

Loan facility: Up to 90% of deposit balance and the loan amount shall not be less than Rs 50,000.00.

Income Tax: Tax on interest shall be levied as per prevailing Income Tax Act at the time of posting of  interest.

*Condition Apply

About Sanima Bank

Sanima Bank is promoted by a group of prominent and dynamic Non-Resident Nepalese (NRNs) business persons. The bank initially commenced operations from 2004 as a National Level Development Bank. Since February 2012, Sanima Bank has been functioning as an “A” Class Commercial Bank with its registered office at ‘Alakapuri’, Naxal, Kathmandu.

Sanima Bank is committed to provide a broad spectrum of financial solutions to our valued customers and to achieve a healthy growth in profitability in commensurate to the Bank’s risk appetite. Sanima Bank is dedicated towards maintaining the highest level of ethical standards, professional integrity, good corporate governance and regulatory compliance. Consequently, Sanima Bank is perceived as a strong, reliable and consistent pillar in the Nepalese banking industry. At Sanima, we are committed for the better customer service in all areas of business through continuous improvement.

Sanima Bank offers a wide range of banking products and financial services to corporate and retail customers through its 105 full-fledged branches and 28 extension counters from all 7 provinces.Read More

FIXED DEPOSIT

Sanima Fixed Deposit provides attractive interest return while ensuring safety & security of customer’s deposit.

About Shangrila Development Bank

Growing Stronger With Time Excelling in banking Service

Shangri-la Development Bank, one of Nepal’s largest national-level development banks, completes 19 glorious years. Established in 2061 B.S, the bank has always been on the top list when it comes to fulfilling the financial requirements of people

The bank’s board members include eminent individuals with years of experience and expertise in the banking and financial sectors.Read More

Fixed Deposit

Fixed Deposit Account are high interest bearing accounts where customers make deposit for stipulated time duration. The duration of deposit may be as short as 3 months and as long as the customer desire to make deposit. The rate on the deposit is negotiable if you desire to make deposit for longer duration of time.

View our Interest Rate

At maturity automatic renewal of Fixed Deposit is made as per the instruction of the customers.

About Shine Resunga Development bank

Shine Development Bank Ltd. was established in Butwal-Rupandehi, western Nepal’s economic and industrial center, on Falgun 11, 2065 BS with service regions spanning three districts. After merging with Resunga Bikas Bank on 2069, Chaitra 4 from Gulmi Region, the development bank was renamed Shine Resunga Development Bank Ltd., and its service territories were expanded to ten districts. The development bank was further merged with Gaumukhi Bikas Bank from Pyuthan district on Jestha 29, 2073 BS. With acquisition of Bhaargav Bikas Bank and Purnima Bikas Bank on 2076, Ashwin 27 the development bank was upgraded to a national level development bank on 2076 Mangshir 10. Headquartered in Butwal, Rupandehi district, the development bank prioritizes easy financial access for both urban and rural customers following all the directives issued by Nepal Rastra Bank and other prevailing laws and regulations. Read More

Fixed Deposit

Target Segment: As prescribed by Nepal Rastra Bank

Features :

About Shree Investment And Finance CO

Shree Investment & Finance Co Ltd.(SIFCO) was incorporated in the year 1994 (2051 BS) by a group of eminent businessmen from Kathmandu , as a Financial Services Company and a Merchant Bank under the Nepal Finance Company Act, 1985 and the Nepal Company Act, 1964. The Company has been licensed by the Nepal Rastra Bank as “C” class Financial Institution to undertake finance services and merchant banking activities in the country.Read More

Shree Investment & Finance came up with a new and advance outlook with the varities of innovative products and services. We also provide one window service to serve customer with quick and easy documentation in account opening and getting credits and other facilities in very competitive and negotiable rate and charges.

Fixed Deposit Schemes ( From 3 months to 5 years)
Features:

1. Lucrative Interest Rates
2. Monthly/Quarterly Interest Payment
3. Flexibility in choosing Time Frame
4. Simplified Fixed Deposit Loan
5. Complimentary Saving Account
6. Interest Automatically Credited to Saving Deposit A/c

About Siddhartha Bank

IDDHARTHA BANK – Relationship Forever, Established in the year 2002, Siddhartha Bank Limited (SBL) is recognized as one of the most efficient and professional banks in Nepal. A core philosophy of the bank lies in nurturing relationships with customers and clients.Read More

Fixed Deposit