Secure your savings with the best fixed deposit rates—compare, choose, and watch your money grow with confidence
Fixed Deposit
Nepal Investment Mega Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of April 4
6.50%6.00%5.00%4.25%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
2.08 years1.08 years7 months3 months
About Nepal Investment Mega Bank
Nepal Investment Bank Limited (NIBL), established in 1986 as a joint venture between Nepalese and French partners was initially named Nepal Indosuez Bank Ltd. The French partner holding 50% of the capital of Nepal Indosuez Bank Ltd. was Credit Agricole Indosuez, a subsidiary of one of the largest banking group in the world.Read More
Fixed Deposit
NIMB Normal Fixed Deposit is a deposit account encouraging customers to save their funds for the uncertainties of the future. Customers earn interest higher than savings account, therefore, results in more gain of funds after a certain time period.
Features
Account deposit available for more than three months duration
Loan facility up to 90% against Normal Fixed Deposit
Growing Stronger With Time Excelling in banking Service
Shangri-la Development Bank, one of Nepal’s largest national-level development banks, completes 19 glorious years. Established in 2061 B.S, the bank has always been on the top list when it comes to fulfilling the financial requirements of people
The bank’s board members include eminent individuals with years of experience and expertise in the banking and financial sectors.Read More
Fixed Deposit
Fixed Deposit Account are high interest bearing accounts where customers make deposit for stipulated time duration. The duration of deposit may be as short as 3 months and as long as the customer desire to make deposit. The rate on the deposit is negotiable if you desire to make deposit for longer duration of time.
At maturity automatic renewal of Fixed Deposit is made as per the instruction of the customers.
Eligibility
All Nepalese Individual
Firms/ Companies / Organization both profit making and non-profit making which are registered as per laws of Nepal .( NOT for BFIs)
Fixed Deposit
Shine Resunga Development Bank Limited
Bankrate Nepal Review
2
Interest Rate(P.A)As of April 4
6.50%6.25%6.00%5.75%5.50%4.50%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
5 years4 years3 years2 years1 year6 months
About Shine Resunga Development bank
Shine Development Bank Ltd. was established in Butwal-Rupandehi, western Nepal’s economic and industrial center, on Falgun 11, 2065 BS with service regions spanning three districts. After merging with Resunga Bikas Bank on 2069, Chaitra 4 from Gulmi Region, the development bank was renamed Shine Resunga Development Bank Ltd., and its service territories were expanded to ten districts. The development bank was further merged with Gaumukhi Bikas Bank from Pyuthan district on Jestha 29, 2073 BS. With acquisition of Bhaargav Bikas Bank and Purnima Bikas Bank on 2076, Ashwin 27 the development bank was upgraded to a national level development bank on 2076 Mangshir 10. Headquartered in Butwal, Rupandehi district, the development bank prioritizes easy financial access for both urban and rural customers following all the directives issued by Nepal Rastra Bank and other prevailing laws and regulations. Read More
Fixed Deposit
Target Segment: As prescribed by Nepal Rastra Bank
Features :
Interest Calculation on
Daily Balance
Interest Payment Frequency
Quarterly
Loan Against FD
Base rate or coupon rate plus 2% whichever is higher
Fixed Deposit
Shree Investment & Finance Company Limited
Bankrate Nepal Review
2
Interest Rate(P.A)As of April 4
6.50%6.00%5.50%
Minimum Balance
Rs. 0Rs. 0Rs. 0
Tenure
2 years1 year6 months
About Shree Investment And Finance CO
Shree Investment & Finance Co Ltd.(SIFCO) was incorporated in the year 1994 (2051 BS) by a group of eminent businessmen from Kathmandu , as a Financial Services Company and a Merchant Bank under the Nepal Finance Company Act, 1985 and the Nepal Company Act, 1964. The Company has been licensed by the Nepal Rastra Bank as “C” class Financial Institution to undertake finance services and merchant banking activities in the country.Read More
Shree Investment & Finance came up with a new and advance outlook with the varities of innovative products and services. We also provide one window service to serve customer with quick and easy documentation in account opening and getting credits and other facilities in very competitive and negotiable rate and charges.
Fixed Deposit Schemes ( From 3 months to 5 years) Features:
Lucrative Interest Rates
Monthly/Quarterly Interest Payment
Flexibility in choosing Time Frame
Simplified Fixed Deposit Loan
Complimentary Saving Account
Interest Automatically Credited to Saving Deposit A/c
Himalayan Bank Limited, established in 1993 as a Joint Venture of Habib Bank Limited of Pakistan has been successfully reigning the banking industry since its inception. Read More
Features
Deposit of funds for a fixed period of time ranging from 3 months and above
Minimum balance of Rs 10,000 only
Benefits
Interest calculated on daily outstanding balance and credited on quarterly or semi annually basis
Loan against FD up to 90% of FD value can be availed at any time
Deposit Guarantee of up to Rs. 500,000/- in line with regulatory requirement of Nepal Rastra Bank
*Conditions Apply
Fixed Deposit
Prime Commercial Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of April 4
6.25%6.00%5.75%5.50%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
1.08 years1 year6 months3 months
About Prime Bank
Prime Commercial Bank Ltd. was incorporated in September 2007 as the 21st commercial bank in Nepal. We are a Category ‘A’ Financial Institution registered under the “Banks and Financial Institutions Act” of Nepal. It has been established by prominent business personnel and professionals from diversified areas with a prime objective of providing ‘Banking Services to Everyone’ in the country where still large number of population are deprived of Banking Services.Read More
Prime Online Individual Fixed Deposit – One Year
Prime Online Individual Fixed Deposit provides a competitive and a fixed rate of interest for a fixed period of time.
Eligibility : All Individuals maintaining saving / current account with Prime Commercial Bank Ltd
Interest Rate : Refer to the periodically published interest rate of the bank
Interest Posting : Quarterly
Tenure : 1 Year
Tenure
Interest Rate
1 Year
Refer Rate of Interest Published
Fixed Deposit
Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of April 4
6.25%4.25%4.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0
Tenure
5 years1 year3 months
About Standard Chartered Bank
Standard Chartered Bank Nepal Limited has been in operation in Nepal since 1987 when it was initially registered as a joint-venture operation. Today, the Bank is an integral part of Standard Chartered Group having an ownership of 70.21% in the company with 29.79% shares owned by the Nepalese public. The Bank enjoys the status of the only international bank currently operating in Nepal. It is also the only Bank in Nepal accredited with ICRANP-IR AAA rating by ICRA Nepal as the safest bank regarding timely servicing of financial obligations.
Globally, we are a leading international banking group with a 160-year history in some of the world’s most dynamic markets. Our heritage and values are expressed in our brand promise, Here for good. Our operations reflect our Purpose, which is to drive commerce and prosperity through our unique diversity. With 85,000 employees, we are present in 59 markets and are listed on the London and Hong Kong Stock Exchanges. There are 124 nationalities, and 100 ethnicities present in our workforce and 174 languages / dialects spoken by our colleagues across the Bank.Read More
Fixed Deposit
Benefits
fixed deposit auto renewed and/ or uplifted
access to your account through Online Banking and SC Mobile App
and guaranteed interest on your savings
Features
Do all your banking transactions online form home, office, or on the move. Simply log in!.
We accommodate varied deposit periods for your fixed deposits.
Our Deposits will allow you to maximize growth potential through attractive interest returns.
Fixed Deposit
Prabhu Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of April 4
6.10%5.60%5.10%
Minimum Balance
Rs. 0Rs. 0Rs. 0
Tenure
5.08 years1 year6 months
About Prabhu Bank
The Bank has gone through the various phases of its growth trajectory over a short period of its existence. Growth of Prabhu Bank was phenomenal, especially after merger of Grand Bank Nepal Limited, Kist Bank Ltd, Prabhu Bikash Bank Ltd, Gaurishankar Development Bank Ltd and Zenith Finance Ltd in, 2016, attaining the status of “A” class financial institution licensed and regulated by the central bank of Nepal, Nepal Rastra Bank.
The Bank has completed years of journey since the inception and has accommodated seven different financial institutions in its making.Read More
Fixed Accounts
Special Feature
Minimum Amount for FD – NPR 5,000
Competitive Interest Rate
Tenure – 3 months and above
Eligibility
All Individuals
Required Documents
Duly filled Account Opening Application
Copy of valid ID card (Citizenship/Driving License/Voter ID etc)
Recent Passport size photograph
Address certification documents – if applicable
Fixed Deposit
Sanima Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of April 4
6.05%5.85%5.75%5.00%4.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
3.08 years2.08 years1.08 years7 months3 months
About Sanima Bank
Sanima Bank is promoted by a group of prominent and dynamic Non-Resident Nepalese (NRNs) business persons. The bank initially commenced operations from 2004 as a National Level Development Bank. Since February 2012, Sanima Bank has been functioning as an “A” Class Commercial Bank with its registered office at ‘Alakapuri’, Naxal, Kathmandu.
Sanima Bank is committed to provide a broad spectrum of financial solutions to our valued customers and to achieve a healthy growth in profitability in commensurate to the Bank’s risk appetite. Sanima Bank is dedicated towards maintaining the highest level of ethical standards, professional integrity, good corporate governance and regulatory compliance. Consequently, Sanima Bank is perceived as a strong, reliable and consistent pillar in the Nepalese banking industry. At Sanima, we are committed for the better customer service in all areas of business through continuous improvement.
Sanima Bank offers a wide range of banking products and financial services to corporate and retail customers through its 105 full-fledged branches and 28 extension counters from all 7 provinces.Read More
FIXED DEPOSIT
Sanima Fixed Deposit provides attractive interest return while ensuring safety & security of customer’s deposit.
Fixed Deposit
Everest Bank Limited
Bankrate Nepal Review
4
Interest Rate(P.A)As of April 4
6.00%4.50%4.25%4.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
Tenure
5.08 years2.08 years1 year3 months
About Everest Bank
atering to more than 14 lacs customers, Everest Bank Limited (EBL) is a name you can depend on for professionalized & efficient banking services. Founded in 1994, the Bank has been one of the leading banks of the country and has been catering its services to various segments of the society. With clients from all walks of life, the Bank has helped the nation to develop corporately, agriculturally & industrially.Read More
Fixed Deposit:
Auto Renewal Facility.
Loan available up to 90% of the deposited amount at 2% higher rate than the published Interest rate.
Premature Cancellation Facility. (Interest rate applicable on premature withdrawal/cancellation of Fixed deposit/ recurring Type Deposits shall be 3% less than the rate applicable for actual period for which deposit is held with the bank (at the time of issuance of FD or at the time of premature withdrawal; whichever is lower), 15 Days prior notice required.