Best Remittance Saving Rates & Services in Nepal (2025 Update)

Remittance plays a vital role in Nepal’s economy, with millions of families depending on funds sent from abroad. Choosing the best remittance saving account in Nepal ensures you earn higher interest on your savings while enjoying reliable money remittance services. Remittance contributes nearly 23% of Nepal’s GDP (2024, World Bank), making it one of the largest sources of household income in the country.

The table below compares updated remittance saving rates from top banks and finance companies in Nepal for September 2025. With zero minimum balance requirements and attractive annual interest rates, you can maximize returns and secure your family’s financial future. Earn the maximum return on your hard-earned money find the best remittance savings accounts in Nepal

Remittance Saving

Best Finance Company Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
6.25%
Minimum Balance
Rs. 0
Remittance Saving

Citizens Bank International Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
3.75%
Minimum Balance
Rs. 0
Remittance Saving

Everest Bank Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
4.00%
Minimum Balance
Rs. 0
Remittance Saving

Excel Developemnt Bank Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
4.50%
Minimum Balance
Rs. 0
Remittance Saving

Garima Bikash Bank Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
5.75%
Minimum Balance
Rs. 0
Remittance Saving

Global IME Bank Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
3.75%
Minimum Balance
Rs. 0
Remittance Saving

Green Development Bank Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
5.75%
Minimum Balance
Rs. 0
Remittance Saving

Guheswori Merchant Banking & Finance Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
5.25%
Minimum Balance
Rs. 0
Remittance Saving

Gurkhas Finance Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
7.00%
Minimum Balance
Rs. 200
Remittance Saving

Himalayan Bank Limited

Standard Chartered Bank Nepal Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A) As of December 3
5.00%
Minimum Balance
Rs. 0

Millions of Nepalis working abroad send money home every month, supporting families and boosting savings. To maximize these funds, banks in Nepal now provide special remittance saving accounts with higher returns and flexible features. The table below highlights the latest remittance saving rates in Nepal for September 2025, comparing top banks and finance companies. With zero minimum balance and rates as high as 6.25% p.a., choosing the best remittance saving account ensures better financial growth and secure money remittance services.

FAQ’S

 A remittance saving account is a special bank account designed for individuals who regularly receive money from abroad. It offers higher interest rates and zero or minimal balance requirements.

Rates change frequently. As of September 2025, Best Finance Company Limited is offering 6.25% p.a., which is among the highest remittance saving rates in Nepal.

Any Nepali citizen or family member receiving money through formal remittance channels can open a remittance saving account by providing valid identification and remittance documents.

  • Higher interest rates compared to normal savings accounts
  • Zero minimum balance requirement
  • Easy access to funds
  • Encourages safe and secure banking for remittance receivers

Bank Rate Nepal updates remittance saving rates daily, ensuring you always see the latest offers from commercial banks, development banks, and finance companies.

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