Maximize the benefits of your salary—find the best salary accounts in Nepal to grow your earnings.
Salary Account
Pokhara Finance Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
4.40%4.40%
Minimum Balance
Rs. 0Rs. 0
N.A
Salary Account
Prabhu Bank Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
3.00%
Minimum Balance
Rs. 0
The Salary Savings account is a personal banking product designed to meet the needs of salaried individuals, offering a range of benefits and features that ensure efficient salary management.
Required Documents
Duly Filled Account Opening Application
Copy of Valid ID Card (Citizenship, Driving License, Voter ID, etc.)
Recent Passport-size Photograph
National ID Card
Copy of Employee ID Card
Address Certification Documents (if applicable)
Eligibility
Salaried Individuals
Special Features
Minimum Balance: NPR 0
Competitive Interest Rate
Free ABBS Charge for transactions up to NPR 1 million
50% Waiver on Locker Annual Fee
Discounts on Other Charges
This Salary Savings account provides convenient banking for salaried employees, with zero minimum balance, attractive interest rates, and exclusive discounts on various banking services.
Salary Account
Prime Commercial Bank Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
4.95%4.95%4.95%3.00%
Minimum Balance
Rs. 0Rs. 0Rs. 0Rs. 0
N.A
Salary Account
Progressive Finance Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
3.50%
Minimum Balance
Rs. 1,000
N.A
Salary Account
RBBRastriya Banijya Bank
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
3.25%3.25%3.25%
Minimum Balance
Rs. 0Rs. 0Rs. 100
N.A
Salary Account
Reliance Finance Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
4.50%
Minimum Balance
Rs. 0
The Reliance Swabhalambhi Khata is a premium savings product specifically designed to provide financial solutions for payroll management within organizations, backed by attractive services.
Features
Minimum Balance: Zero at the time of account opening
Interest Rate: 4.50%
Free Cheque Book Issuance
Free ATM Card Issuance for the first year
Free Mobile Banking for the first year
Free Any Branch Banking (ABBS) facility
Preferential Rates on Professional and Retail Loans
Group Personal Accident Benefit:
Accidental Death and Total Permanent Disability coverage up to NPR 3 Lakhs
Coverage for 18 Critical Illnesses up to NPR 1 Lakhs
Conditions:
To avail of Group Personal Accident Benefit and Coverage for Critical Illnesses, account holders must maintain a minimum balance of NPR 10,000 at all times.
Eligibility Criteria
Payroll Management: Can be opened for the management of payroll by organizations.
Individual Eligibility: Available to individuals working in any kind of organization, including private, public, government, etc.
This Reliance Swabhalambhi Khata offers an ideal solution for organizations and their employees, with multiple benefits, including financial protection and exclusive banking services.
Salary Account
Salapa Bikas Bank
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
5.50%
Minimum Balance
Rs. 500
N.A
Salary Account
Sambriddhi Finance Company Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
4.50%5.50%
Minimum Balance
Rs. 0Rs. 0
The Samriddhi Salary Savings Account is a salary account specifically designed to offer a range of financial services to government, non-government, and other institute and corporate employees.
Special Benefits
Minimum Balance: NPR 100
Attractive Interest Rate
Free Issuance of Cheque Book
Free Issuance of Samriddhi Debit Card
Free ABBS/SMS Alert & Mobile Banking
IPS & Connect IPS Facilities
Documents Required
Duly Filled Account Opening Form
Citizenship / Passport
Passport-size Photograph
Location Map of Residence
Other KYC Information as applicable
Instruction of the Corporate Customer
The Samriddhi Salary Savings Account ensures convenient salary management while providing exclusive benefits to employees across various sectors, with user-friendly digital banking features and attractive rates.
Salary Account
Sanima Bank Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
4.04%3.04%3.04%
Minimum Balance
Rs. 0Rs. 0Rs. 0
N.A
Salary Account
Shangrila Development Bank Limited
Bankrate Nepal Review
N.A
Interest Rate(P.A)As of September 1
3.50%3.00%3.00%
Minimum Balance
Rs. 0Rs. 0Rs. 500
The Shangri-la Salary Saving Account is designed for individuals whose salary is processed through the bank. This account is opened upon request from the firm, business house, or any authorized institution by the Government of Nepal.
Interest Rates
Interest Rate: Up to 3.00% p.a
Minimum Balance: NPR 500
Eligibility
Age: Minimum 18 years and maximum 65 years
The employer (Government or Non-Government) must hold a current account with the bank.
The applicant must be an employee of the organization that has an account with the bank and the salary must be processed through the bank.
Nepali Citizens or Foreign Nationals holding a valid identity card are eligible.
Conditions Applied: Based on the bank’s terms.
Features
Unlimited Withdrawals: In accordance with operational manuals and NRB Directives.
Interest Calculation: On a daily basis, posted quarterly.
Free Cheque Book Issuance
Free ATM/Mobile Banking/Internet Banking for the first year.
The Shangri-la Salary Saving Account provides flexible access to funds with digital banking benefits and free services for employees across various sectors.
