Best Salary Account Rates for Date in Nepal

The Salary Savings account is a personal banking product designed to meet the needs of salaried individuals, offering a range of benefits and features that ensure efficient salary management.

Required Documents

• Duly Filled Account Opening Application
• Copy of Valid ID Card (Citizenship, Driving License, Voter ID, etc.)
• Recent Passport-size Photograph
• National ID Card
• Copy of Employee ID Card
• Address Certification Documents (if applicable)

Eligibility

• Salaried Individuals

Special Features

• Minimum Balance: NPR 0
• Competitive Interest Rate
• Free ABBS Charge for transactions up to NPR 1 million
• 50% Waiver on Locker Annual Fee
• Discounts on Other Charges

This Salary Savings account provides convenient banking for salaried employees, with zero minimum balance, attractive interest rates, and exclusive discounts on various banking services.

The Reliance Swabhalambhi Khata is a premium savings product specifically designed to provide financial solutions for payroll management within organizations, backed by attractive services.

Features

• Minimum Balance: Zero at the time of account opening
• Interest Rate: 4.50%
• Free Cheque Book Issuance
• Free ATM Card Issuance for the first year
• Free Mobile Banking for the first year
• Free Any Branch Banking (ABBS) facility
• Preferential Rates on Professional and Retail Loans
• Group Personal Accident Benefit:
  • Accidental Death and Total Permanent Disability coverage up to NPR 3 Lakhs
  • Coverage for 18 Critical Illnesses up to NPR 1 Lakhs
• Conditions:
  • To avail of Group Personal Accident Benefit and Coverage for Critical Illnesses, account holders must maintain a minimum balance of NPR 10,000 at all times.

Eligibility Criteria

• Payroll Management: Can be opened for the management of payroll by organizations.
• Individual Eligibility: Available to individuals working in any kind of organization, including private, public, government, etc.

This Reliance Swabhalambhi Khata offers an ideal solution for organizations and their employees, with multiple benefits, including financial protection and exclusive banking services.

The Samriddhi Salary Savings Account is a salary account specifically designed to offer a range of financial services to government, non-government, and other institute and corporate employees.

Special Benefits

• Minimum Balance: NPR 100
• Attractive Interest Rate
• Free Issuance of Cheque Book
• Free Issuance of Samriddhi Debit Card
• Free ABBS/SMS Alert & Mobile Banking
• IPS & Connect IPS Facilities

Documents Required

• Duly Filled Account Opening Form
• Citizenship / Passport
• Passport-size Photograph
• Location Map of Residence
• Other KYC Information as applicable
• Instruction of the Corporate Customer

The Samriddhi Salary Savings Account ensures convenient salary management while providing exclusive benefits to employees across various sectors, with user-friendly digital banking features and attractive rates.